Last Updated: December 1, 2024 | Zoom Mortgage LLC
These Terms and Conditions ("Terms") govern your access to and use of the website zoommortgage-llc.com and all related services provided by Zoom Mortgage LLC ("Company," "we," "us," or "our"). Please read these Terms carefully before using our website or services.
By accessing or using our website, submitting an inquiry, or engaging with our services, you agree to be bound by these Terms. If you do not agree to these Terms, please discontinue use immediately.
By using this website, you confirm that you are at least 18 years of age, have the legal authority to enter into binding agreements, and agree to comply with all applicable federal, state, and local laws and regulations, including those governing mortgage lending and financial services in the State of Michigan.
Zoom Mortgage LLC is a direct mortgage lender based in Shelby Township, Michigan. We provide residential mortgage products and services, including but not limited to:
All loan programs are subject to credit approval, property appraisal, income verification, and applicable underwriting guidelines. Approval is not guaranteed. Rates, terms, and availability are subject to change without notice and may vary based on individual creditworthiness and market conditions.
By opting in to receive text messages from Zoom Mortgage LLC, you consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). These messages may include updates, offers, and information about our mortgage products and services.
Message frequency varies; you may receive up to 4 messages per month.
Message and data rates may apply. Your mobile carrier's standard message and data rates will apply to all SMS messages sent and received through our program.
Reply STOP at any time to opt out and immediately stop receiving text messages from Zoom Mortgage LLC. After opting out, you will receive a final confirmation message. Reply HELP for assistance with our SMS program.
Consent is NOT a condition of purchase. You do not need to opt in to SMS communications to receive mortgage services or products from us. Your participation in our text messaging program is completely voluntary.
Opt-In Requirement: We will only send marketing text messages to individuals who have expressly opted in by checking the clearly marked, unchecked SMS consent checkbox on our contact form. SMS opt-in data and consent will not be shared with any third parties.
The content on this website is provided for general informational purposes only and does not constitute financial, legal, or mortgage advice. Nothing on this website should be construed as a commitment to lend or a guarantee of loan terms, rates, or approval. Individual loan terms depend on your specific financial situation, creditworthiness, and current market conditions.
We encourage you to consult with qualified financial and legal professionals before making any mortgage or real estate decisions.
All content on this website — including text, graphics, logos, images, and design elements — is the property of Zoom Mortgage LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any website content without our express written permission.
To the fullest extent permitted by applicable law, Zoom Mortgage LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services, even if advised of the possibility of such damages.
Our total liability to you for any claim arising from or related to our services shall not exceed the amount you paid to us for the services giving rise to the claim, if any.
THIS WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice.
Equal Housing Opportunity: Zoom Mortgage LLC is an equal opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, or any other protected class.
These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the state and federal courts located in Macomb County, Michigan.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website following any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If you have any questions about these Terms and Conditions or our SMS program, please contact us: